Medicare Education
Providing Medicare Insurance Education in Sebring, FL
Planning for your future can be stressful and confusing. If you’re nearing retirement age, you may have a lot of questions about how to set yourself up for success in the coming years, and O'Sullivan Insurance is here to help. One of the most confusing parts of this time is your Medicare benefits. We understand that the Medicare system can be overwhelming, and it can be challenging to know where to turn for information and advice. Luckily, one of our main services at O'Sullivan Insurance is Medicare education for Sebring, FL residents. We sit down with clients and give them the appropriate information to help determine which Medicare benefits will best fit their lifestyle.
No more guessing or worrying over decisions. We’ll help you fully understand the system so that you can make the most of your benefits. Call us today to set up a consultation.
Get The Information That You Need
At O'Sullivan Insurance Agency, we want our clients to have all the facts before they make an important decision about their insurance and Medicare benefits. That’s why we provide a thorough education on the topic of Medicare, so clients can understand exactly what they’re getting and what else they may need. We’ll explain how Medicare works, what it pays for, and what it does not pay for. We want to ensure you have all the information you need to make an informed decision.
Our Medicare education services include the following:
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We consult with you in-person, via phone or through zoom, providing personal service and getting to know you individually.
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We have access to all of the major health insurance providers, allowing us to offer plans for all and getting you competitive prices.
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We help you select the best Medicare and health insurance plan to meet your needs. This helps to ensure that you won’t pay for benefits that are unnecessary for your lifestyle.
Frequently Asked Questions
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Understanding Medicare BasicsOriginal Medicare: Part A (hospital) Part B (doctor visit) This doesn’t pay all your coinsurance, copayments and deductibles.
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John's Top Medicare Supplement ChoicePlan F and C are still available for those with a birthdate before January 1, 2020 or for those who have Medicare Disability prior to January 1, 2020.
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How to Choose The Best Medicare PlanJohn uses many industry tools to compare Medicare Insurance companies strength and stability nationwide. He does this by running a query within your zip code and then you are able to see the following: 1. Company Rating 2. Years in the Market 3. Expected Rate Increase or Decrease 4. Ask John why Loss Ratios are an important element to picking the right plan
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Questions To AskLearn why the ALL IN ONE plans can be dangerous to your future health benefits. 1. When do I apply for my Medicare Benefits? 2. Is there a penalty for not signing up on time? 3. What forms are required to fill out and whom do I send or fax them to? 4. What is the difference between Original Medicare, Medigap, and Medicare Replacement (i.e. Advantage Plans)? 5. What does Part A cover? 6. What does Part B cover? 7. What is NOT covered by Medicare Parts A and B? 8. Are there any Preventative & Screening Processes? 9. What are the different parts of Medicare? 10. Can I change plans at any time during the year? 11. Can I have both plans at the same time?
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When To EnrollMake your appointment 6 months before you turn 65 to learn more about Medicare and YOUR Initial Enrollment Period (AEP).
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Plan F and Plan C AvailabilityPlan F and Plan C are still available to those who have already enrolled in Medicare prior January 1, 2020, including those on Medicare Disability.
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Important RemindersSome agents are sending you letters saying that it’s illegal for an agent to knock on your door. Medicare won’t send anyone to your house to talk about Medicare, True. In Florida, a licensed agent can talk to you about Medicare Supplements (Medigap) at any time. As long as their intention is not an attempt to sell you Medicare Advantage or Part D plan.